sample pics

Published July 12, 2009 Uncategorized Leave a Comment

<p style=”float: bottom; width: 200px; margin-left: 20px; margin-bottom: 10px; font-size: 9pt; font-style: italic; text-align:bottom center;”><br /><img src=”http://tbn1.google.com/images?q=tbn:nDHBQPfEQWPq1M:http://3.bp.blogspot.com/_DpkNDwXJRiI/SZid3eGnSoI/AAAAAAAAAF0/AZyWuQPngrQ/S240/images-2.jpeg&#8221; align=”left” style=”margin-bottom: 5px;” />Svetol</p>  Svetol – an innovative concept and exclusive beauty and slimming formula. Thanks to its exceptional composition, Svetol is the only plant extract of decaffeinated green coffee that helps you simultaneously lose weight and improve your body’s form.

<img src=”http://tbn1.google.com/images?q=tbn:UKlZbpbR8DtuLM:http://www.global-manufacturer.com/upload/product/00312/Garcinia_Cambogia_Extract_Hydroxycitric_Acid.jpg&#8221; align=”left” hspace=”30″ vspace=”20″ /> Super CitriMax – They call it “Nature’s perfect” diet ingredient. This is a patented non-stimulant, all-natural, safe and effective fruit extract. It is being used as an ingredient in many dietary supplements, functional foods and beverages for satiety at lower dosages and weight loss at higher dosages. The hydroxycitric acid (HCA) content has been clinically proven to provide satiety, suppress appetite and inhibit fat production, without stimulating the central nervous system.

<p style=”float: right; width: 200px; margin-left: 20px; margin-bottom: 10px; font-size: 9pt; font-style: italic; text-align: center;”><br /><img src=”http://tbn1.google.com/images?q=tbn:UKlZbpbR8DtuLM:http://www.global-manufacturer.com/upload/product/00312/Garcinia_Cambogia_Extract_Hydroxycitric_Acid.jpg align=”left” style=” />Super Citrimax</p>

<p style=”float: right; width: 200px; margin-left: 20px; margin-bottom: 10px; font-size: 9pt; font-style: italic; text-align: center;”><br><img src=”http://www.istad.org/greece/templeHephaistosSm.jpg&#8221; style=”margin-bottom: 5px;”/>Temple of Hephaistos
© 2005 Ellen Brundige</p>

How the lottery, scams and advance fee works (a guideline)

Published November 1, 2008 Uncategorized Leave a Comment

The Step-by-Step Anatomy of a Scam

If you’ve wondered just how these scams unfold, and what happens at each stage, here is the step by step description of the typical lottery, Nigerian, AFF etc. scam:

  1. They are resourceful. The scammers get your name and email address, physical address or phone number.
    Maybe they can found your email address somewhere online.  Maybe you entered a free vacation in a box at the shopping mall.  Somehow they got hold of your email address or other means to contact you.

  2. Scammers write up a scam email or letter.
    Scammers create a fake lottery or sweepstakes winning or “grant” email, a letter from a lawyer or “barrister”, government official, bank, “compensation for a business deal”, or acting as a “transfer manager” or whatever they think you will believe. Nothing in the winning notification letter is true. Don’t rely on appearances, they are good in this business. They may copy logos, photos, names, addresses and website links from real, legitimate organizations, to make their scam appear more genuine.

  3. You receive the email, letter or call
    The emails or letters are sent by people working together in a fraud cell. The cell is a part of a fraud ring that consists of a few members who work under direction of a fraud ring leader. If you saw them at work, you would see a crowded room with laptop computers and cell phones. They’re now waiting for you to contact them, so they can begin to con you.They are organized syndicates.

  4. You contact the scammers and give them personal information
    After you answer the first letter, they will write back asking for your personal identification. Sometimes, they ask for this information in the first email. This is used to steal your identity. They steal your identity by using your personal banking information, passport number, driver’s license number, or credit card information. They don’t care whether your credit is good or bad. You eat their baits anyway and they succeeded. They use this information to:

    1. Open accounts you don’t know about.

    2. Buy things on these credit cards, in your name and then do not pay for them.

    3. Take out loans in your name and do not repay them.

    4. Commit crimes using your name and leave you responsible for it.

    5. Felons may even get jobs using your name.

    WHAT HAPPEN NEXT?

Creditors will contact you asking for their money. Police will contact you and may even detain you for questioning to determine if you are telling the truth.

If you have sent them a copy of your passport, birth certificate, identity card, or driver’s license; if you have sent them your banking information or your credit card information, please go HERE immediately for steps to protect your identity.

  1. They want your money
    Next, they begin to con you for money. They usually ask for money in the second or third letter; sometimes they  ask for money in the first letter or the fourth letter. Legitimate lotteries and sweepstakes) NEVER ask for money at ANY time. Keep these points in mind:

    1. Taxes are never paid through anyone else or by anyone else. If you really win a real lottery or sweepstakes, the only money you owe is the tax, which you will pay directly to your government, AFTER you receive the winnings. This is true in every country, worldwide.

    2. There are NO other fees: no bank fees, storage, shipping, or “insurance” (“hardcover” or any other kind)

    3. Any documents they send you are counterfeit or forged.

    4. There is no document to be signed stating that the “winnings” will not be used for terrorism or illegal purposes.

    5. Lottery money is not stored at a “security house”.

    6. Lottery money is not shipped in cash.

    7. Lottery money is never sent by courier.

  2. What if they send me a cashier’s check?  Can’t I just cash it?
    ABSOLUTELY NOT! The check or money order you have received is certain to be COUNTERFEIT or stolen. If you cash it, you will be responsible for the entire amount.  You may also be arrested for fraud.  Legitimate lottery winnings are sent by check using DHL, UPS, or FedEx. The check has the lottery company name on it, no other names! The address, phone numbers and any other information on the check will match the real lottery company. It will be one that you can verify on your own, without asking the people who wrote the letters, such as doing Google search on the name of the lottery and visiting their website.

    You can go to this website and verify the routing number on the check and get the bank’s phone number, then call the bank to verify that the account is real and the check is real.

  3. But they said I have to Western Union or Money Gram them part of the check to release my winnings!
    If you did, you cannot get your money back. Once the funds are sent through Western Union and picked up at the other end, there is no trail to follow. You don’t even know to where you sent the money or who actually picked it up. The funds you sent can be picked up at any Western Union or MoneyGram office anywhere in the world, by anyone who supplies the name and identification on it, which is usually made up / false. The criminals walked out the door of the office with your money and disappeared, never to be seen again.

Click here for steps to take to protect yourself if you have replied to a scammer.

And you might what to read this email from an actual victim telling what happens if you cash the check.

Examples of scam emails

Would you like to see actual examples of scam emails?

And to see some of the names they use or confirm that one you received is a fake, check these pages:

Besides email, how to the scammers contact their victims?

We’re discussing AFF scam emails, but the scammers will use any method to reach their victims, including:

  • Mail / Post
  • Fax
  • Phone
  • Chat rooms
  • Dating web sites
  • Matchmaking web sites
  • Mobile phone SMS (new)
  • Internet phone – VOIP (new)
  • Internet gaming (new)
  • Personal introduction
  • Web sites publishing general business contacts or for specific industries
  • Call centre / boiler-room
  • Door-to-door – in countries were an internet connection or sometimes phone or fax connections are not yet common circumstances.

If you would like a (more) detailed explanation of how the scammers in Nigeria operate, see this page.

How to recognize a lottery scam email

Published November 1, 2008 Scams 2 Comments
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Here are some tips how to recognize a lottery scam email

Is it sound great? BEWARE! It’s a fraud.

What are lottery and prize scams?

These are notifications that advise people that they have won a prize (often for a competition or lottery they didn’t even enter).

The notification could arrive through the mail, by email or from an unsolicited telephone call.

Often based in the Netherlands, Canada and Nigeria. Scam operators are using the telephone and direct mail to entice U.S. (and other global) consumers to buy chances in high-stakes foreign lotteries from as far away as Australia and Europe.

There are several different types of lottery scams:

  1. A lottery notifies you (email, mail or phone) that you won*, or
  2. They ask you go to a lottery website, or by phone or mail to “play” / buy a ticket, or
  3. They say you buy a “program” of “secrets” on how to win lotteries.
  4. They also use Green card (immigration VISA) lottery
  5. and of cousre, the Sweepstakes scams (Sweepstakes are not actually a lottery, but are often confused with them)

So first thing first, let’s discuss the first type, the fake lottery winning notification.  Click on the links above for the other types.

* Remember, no legitimate lottery will EVER notify you that you won.  They don’t work that way!

What is a Lottery?

Unlike Sweepstakes, a lottery is a promotional tool by which items of values or prizes are
awarded to members of the public by chance, but which (of course) requires some form of payment to
participate. In other words, if you did not buy a ticket, YOU COULD NOT HAVE WON a lottery (and that’s reasonable enough) no matter what anyone tells you!

Lotteries in the United States, Canada, Australia and Great Britain, and most developed countries, are ILLEGAL, except when conducted by states and other certain exempt licensed charitable organizations.

If you believe you have received a solicitation in the guise of a sweepstakes which is an illegal lottery, you should contact your local Post Office™ or state Attorney General’s consumer protection office

How does a lottery scam work?

Victims typically are notified they have won a lottery, yet have to pay transfer fees, taxes, documentary stamps or provide proof of their identity and/or details of their bank accounts or credit cards in order to receive the “winnings”. The names of these organizations change all the time (they just make up a new name when one is exposed as a fraud), although many of the notifications use similar pattern of wording.

Click here for a step-by-step description of how the scammers work their scams.

And if you want to see examples of the scam emails, click on the links in this page.

Here are some replies from scammers after victims replied to the lottery scam emails.

Here are key points for avoiding scam lotteries (take it as a guide):

1. You cannot win a legitimate lottery if you have not entered it or bought any ticket.

2. In almost all cases you must purchase a ticket to enter a legitimate lottery.

3. You never have to pay to collect winnings from a legitimate lottery. You pay taxes AFTER you  receive the winnings.  There are no other fees. No hidden fees whatsoever.

4. If you hold a winning lottery ticket, you notify the lottery (they do not notify you; not by email, not by phone, not by mail).

5. It is illegal under U.S. federal law to play ANY foreign lottery from the United States. Many other countries have similar laws.  for example, you must be a Spanish resident to play the El Gordo lottery.

6. Since scammers simply invent new names for their fake lottery scams, it is more accurate to say that if you do not see the lottery on the list of legitimate lotteries, it is probably a scam.

  1. It can’t be a legitimate lottery if it isn’t conducted by a government or government-authorized charitable organization.

Again, if you believe you have received a solicitation in the guise of a sweepstakes which is an illegal lottery, you should contact your local Post Offic or state Attorney General’s consumer protection office

But how did they get my name?

Names and addresses of potential victims are harvested by spyware, viruses and other tools. They obtained through various trade journals, business directories, magazine and newspaper advertisements, chambers of commerce, and anywhere your name appears on the internet (such as in chat rooms, forums, etc.). They could simply use a phonebook for your country, either online or the paper variety. They are really resourceful in terms of scamming.

There is a chance it came to a legal lottery isn’t it?

Remember, legitimate lotteries do NOT use email to notify their winners.  In almost ALL cases, it is up to the holder of the ticket to contact the lottery. And even if these were legitimate (a slim chance), these lottery solicitations violate U.S. law, which prohibits the cross-border sale or purchase of lottery tickets by phone or mail. And in the United States, if it isn’t run by a state government or authorized charitable organization, it can’t be a legitimate lottery!

How to spot a prize or lottery scam

  1. Check the name of the lottery or sweepstakes against  list of scammer names.
  2. Keep the following warning signs in mind:

If the prize or lottery notification has any of the following elements, we strongly suggest  do not ever respond to it:

  • The information advises that you have won a prize – but you did not enter any competition run by the prize promoters.
  • The mail may be personally addressed to you but it has been posted using bulk mail – thousands of others around the world may have received the exact same notification.
  • You are often asked for money up front to release your ‘win’.
    The prize promoters ask for a fee (for administration or “processing”) to be paid in advance.
  • You are asked for your bank account, credit card details or other confidential information
  • The caller is more excited than you or the stranger who phones wants to be your best friend
  • You are told you must reply straight away or the money will be given to someone else.
  • Other schemes pretend to be legitimate lotteries, or offer you the opportunity to buy shares in a fund that purports to purchase tickets in legitimate overseas lotteries.
  • The scheme offers bait prizes that, if they are real, are often substandard, over-priced, or falsely represented.  Or, as part of the prize you can purchase “exclusive items” which may also be over-priced or substandard.
  • To get your prize might require travel overseas at your own cost to receive it.
  • Click here to see examples of real scam emails
  • See this page for a list of names that the scammers have used.
  • This page has miscellaneous reports of Lottery, Sweepstakes and Promotions Scams from Consumers and Victims

Key Tips:

  1. You can’t win a prize in a lottery you haven’t bought or been given a ticket for.
  2. Legitimate lotteries don’t ask for funds in advance of paying out prize money.
  3. Never provide personal identity information to a company or person you do not know.

What Happens If I Contact Them?

If by chance you still contact them (even with this lot of warnings) just click here to see what happens.

Names of Scam / Fake / Fraud Lottery

Click here for the huge list of the names of the currently identified lottery scams companies

Fedex Courier Scam email

Published October 30, 2008 Scams Leave a Comment
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Here is one of my email:

Greetings!

I have been waiting for you since to contact me for your
Confirmable BankDraft of $900.000.00 United States Dollars,
but I did not hear from you since that time. Then I went and
deposited the Draft with FEDEX COURIER SERVICE,West Africa,
I travelled out of the country for a 3 Months Course and I
will not come back till end of December.

What you have to do now is to contact the FEDEX COURIER
SERVICE GHANA as soon as possible to know when they will
deliver your package to you because of the expiring date.
For your information, I have paid for the delivering
Charge,Insurance premium and Clearance Certificate Fee of
the Cheque showing that itis not a Drug Money or meant to
sponsor Terrorist attack in your Country.

The only money you will send to the FEDEX COURIER SERVICE to
deliver your Draft direct to your postal Address in your
country is ($365.00 US) Dollars only being Security Keeping
Fee of the Courier Company so far.

I would have paid that but they said no because they don’t
know when you will contact them and in case of demurrage.You
have to contact the FEDEX COURIER SERVICE now for the
delivery of your Draft with this information
bellow;

Contact Person: Mr. Fred Williams
Email Address: fedexcourier.gh@live.com
Telephone: +233 – 240-423-918

Finally, make sure that you reconfirm your Postal address()
and Direct telephone number to them again to avoid any
mistake on the Delivery and ask them to give you the
tracking number to enable you track your package over there
and know when it will get to your address.

Let me repeat again, try to contact them as soon as you
receive this mail to avoid any further delay and remember to
pay them their Security Keeping fee of $365.00 US Dollars
for their immediate action. You should also let me know
through email as soon as you receive your Draft.

Yours Faithfully,
Mr. Gary Peters

As usual, I researched for it and this is what I got

From http://smellfishy.blogspot.com/2008/02/email-entitled-fedex-courier-service.html

FedEx is trying to track these emails down and put a stop to these scams. Please forward any emails you receive like this to abuse@fedex.com

There are similar experienced related to this in this site.

Beware, it’s a scam world!

Published October 30, 2008 Scams Leave a Comment
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I saw my spam mail awhile ago and I can’t help but shook my head. There are lot of scam letters and I remember my experienced few years ago and it drives me to blog or create this page for scam mail purposes only.

I think it was 3 years ago when my friend Greg visited me and offer me a deal about the email he received. By that time, I was totally naive about interneting. The purpose of my computer to me is just for writing documents. I was eagerly listening to him, not because I was interested to his offer but because I feel his need to be listened. He said he got this email (from South Africa)  telling him that he won an online lottery and the money is ready to be send but he need $120 for documentary stamp. Ka Greg (as what we call him) is a single-footed fellow, his right leg was being amputated due to infection caused by his accident before. And he has a one-year-old son that time. He was not working and his wife is just a DH in Hong Kong.

To make the story short, he lend that amount to me. I don’t have that money and for the first time in my life, I pawned my ATM and buy dollar to send through Western Union Money transfer. I have doubt about it but ka Greg is a smart guy and he said he was researched for it and there is no reason not to believe. He even said that the signatory was calling him through his cell phone verifying and confirming everything to him. So ka Greg  trusted that “I forgot the name” fellow. The SCAM EMAIL said that he need to wait for about a week for processing period. After 3 days, ka Greg again came back to me and offered another deal, this time an email telling that he is a  heir of somebody in the states. And the processing period is two days only. This time the feeling of uneasiness really struck me. I said why not wait for the first one before he proceed to it. But he begged me, I have my fault giving money again inspite of that creepy feeling, but money is not an issue there. I saw his desperation and I know he will be so disappointed  if I turn him down that time. Friendship weighed so much and I never let him down.

But after a week, I heard nothing about ka Greg. I called him and asked what happened, although I already know the answer. He confirmed that it was a scam. After a week an email sent to him telling that the federal government hold the money because they thought it was a fund for terrorism.

He was devastated and until now he was so ashamed that  he withdrawn himself to his friends. Although I told him to forget about it a long time ago.

That’s it, my money costing more than P20, 000.00 is all gone. I gathered my self and have a deep sighed.

So it was history, and the lesson was still fresh but I know I can do something to never let that happen to me or to the one I love.

Now, there are mean people trying to victimized an innocent and pardon me an ignorant person again. So I made this blog.

Hope you find this one helpful and useful.

Don't wait

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